Details
Posted: 19-May-22
Location: St. Paul, Minnesota
Type: Full Time
Additional Information:
Telecommuting is allowed.
Who We Are
AgriBank is part of the customer-owned, nationwide Farm Credit System. Under Farm Credit's cooperative structure, AgriBank is primarily owned by 13 local Farm Credit Associations, which provide financial products and services to rural communities and agriculture. AgriBank expertly and reliably obtains funds and provides funding and financial solutions to those Associations. The AgriBank District covers a 15-state area stretching from Wyoming to Ohio and Minnesota to Arkansas. We are dedicated professionals leveraging our tremendous assets into supporting the people who feed the world.
How We Serve
AgriBank’s mission is to expertly and reliably obtain funds and prudently provide funding and financial solutions primarily to the 13 Farm Credit Associations in the AgriBank District. Prudent lending standards and unwavering attention to risk management have resulted in a strong balance sheet. This balance sheet facilitates ongoing access to the financial markets, offering funding in the form of loan products with a wide variety of maturities, repricing and repayment options to District Associations. District Associations share in the positive benefits of a strong funding Bank through consistent access to capital, a broad array of financial products they use to serve their customers and an appropriate return on their investment through patronage distributions. We do all of this important work by listening, seeking feedback and delivering collaborative, innovative solutions. We foster a culture where diverse ideas are not only accepted, but expected. Delivery of quality products and financial services is our top priority.
What We Offer For Our Employees
As part of our commitment to attract and retain the best talent, we offer competitive salary and benefits, including a generous 401(k) plan and time-off plans. We support our employees’ development by offering education assistance, conferences, seminars, development training and other programs. We offer a flexible and supportive environment that leads to healthy work/life balance. AgriBank and our employees care about the community--we offer employee matching to partner organizations and paid time off to spend volunteering at a nonprofit organization. The combination of our total rewards and benefits, flexible and supportive workplace, and mission-driven culture make AgriBank the place to grow your career.
Join the dedicated professionals at AgriBank, and put your skills to work ensuring farmers and rural communities have the innovative financial solutions they need to feed our neighbors and the world.
Position Purpose
The Credit Appraiser objectively reviews and evaluates AgriBank Association internal credit and collateral appraisal review programs for integrity and reliability. Additional duties include appraisal field reviews and periodic credit reviews of non-Farm Credit wholesale lending customers.
The level of the job will be determined based on the candidate’s relevant work experience, in which job functions and level of responsibility could vary.
Minimum Qualifications
- Bachelor’s degree in finance, economics, business administration, agri-business, accounting or related field
- 3 years of credit experience
- 7 years of appraisal experience
- General appraisal license
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
Required Knowledge and Skills
- Intermediate knowledge of credit and analysis
- Intermediate knowledge of agricultural property/collateral appraisal
- Intermediate knowledge of Uniform Standards of Professional Appraisal Practice
- Advanced appraisal review knowledge and skills
- Intermediate knowledge of loan portfolio risk management concepts
- Intermediate knowledge of lending and loan risk management concepts
- Intermediate knowledge of Generally Accepted Accounting Principles (GAAP)
- Intermediate knowledge of financial analysis
- Intermediate knowledge of Farm Credit-credit policies and procedures
- Skill in listening and conveying awareness of a customer's problem or issue to find resolution
- Oral and written communication skills, sufficient to exchange information and convey recommendations effectively with peers, supervisor, loan committee and customers
- Skill in analyzing information to formulate logical and objective conclusions and recommendations
- Skill in gathering, compiling and organizing information
- Skill in working as part of a team and collaborating with colleagues
- Responsible to appropriately protect the confidentiality, security, and integrity of AgriBank’s systems and data
AgriBank will not sponsor a work visa (e.g. H1B, etc.) to fill this position.
Candidates who meet the minimum qualifications may apply for this position by clicking on the following link:
https://agribank.applytojob.com/apply
Applicants requiring a reasonable accommodation for any part of the application process may contact us through the following methods: Phone: 651-282-8647 or Mail: AgriBank, Attn: Talent Recruiting, 30 E 7th Street, Suite 1600, St. Paul, MN 55101.
In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
AgriBank FCB is an Equal Opportunity Employer (M/W/D/V) dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.
